Legal expenses and rent protection insurance

As a landlord, safeguarding your property and protecting your rental income is essential. That's why Total Landlord offers an additional layer of security with our legal expenses and rent protection insurance (also known as rent guarantee insurance), available as an add-on to your buildings and contents insurance policy.

When you select our legal expenses insurance to protect you from costly legal disputes, you can also opt to add on our rent protection insurance solution to safeguard your rental income. Whether you're dealing with the stress of a tenant failing to pay rent or tackling complicated legal disputes, our rent and legal protection insurance for landlords provides the support and reassurance you need to handle any challenges with ease and confidence.   
A cloud floating along not a car in the worldA cloud floating along not a car in the worldA cloud floating along not a car in the world


Benefits of Total Landlord’s rent protection insurance

Protection for unpaid rent


Our rent protection insurance covers missed rent payments up to £2,500 per month for up to six months, providing financial stability if tenants fall behind

Monthly rent payments during the eviction process

We make sure you continue to receive rent payments for six months, preventing interruptions to your income

Support with recovering overdue rent

We offer assistance in recovering overdue rent, making it easier for you to claim the payments you’re entitled to without added hassle

With the Renters’ Rights Bill introducing legislative changes, rent protection insurance is becoming an essential tool to help landlords reduce financial risk and maintain stability in an evolving rental market.

Legal expenses insurance for landlords

Landlords often encounter unexpected legal challenges, from disputes with tenants to claims over property damage. These legal issues can be costly, but with legal expenses insurance, you’ll have the financial support needed to cover legal fees and resolve disputes effectively.

Legal cost cover for landlords - Provides up to £100,000 to cover legal fees for evictions, property disputes, and tenancy-related issues, so you’re not left to handle these challenges on your own.

Eviction support and legal representation –
If eviction becomes necessary, we’ll appoint an experienced solicitor to guide you through the process. Whether through mediation or formal legal proceedings, we cover the associated costs, helping you regain control of your property.  

24/7 access to professional legal advice - Our round-the-clock legal helpline connects you with specialist lawyers who can offer immediate advice on any legal matters you encounter.

Landlords often encounter unexpected legal challenges, from disputes with tenants to claims over property damage. These legal issues can be costly, but with legal expenses insurance, you’ll have the financial support needed to cover legal fees and resolve disputes effectively.


Key policy coverage

Coverage area

Details

Rent protection

Covers unpaid rent up to £2,500 per month for up to six months

Tenant mediation and eviction

Covers legal costs to mediate disputes and evict tenants

Legal costs for property disputes

Covers up to £100,000 for legal expenses for eviction, property disputes, or damage claims

Legal helpline

Access to 24/7 legal advice for any property-related issues

Hotel expenses

Covers up to £150 per day for hotel expenses if possession is needed for the landlord to live in the property (up to 30 days)

Storage costs

Covers up to £20 per day for up to 30 days for storing personal belongings if property possession is delayed

Tax disputes

Business full enquiries: £10,000 any one claim
Business aspect enquiries: £2,000 any one claim

How to get a quote for legal expenses and rent protection insurance 

Total Landlord’s legal expenses and rent protection insurance, which is often known as ‘rent guarantee insurance’, are available as an add on to our buildings and contents insurance policy. When you select legal expenses insurance, you can opt in to include rent protection insurance as well. Getting a quote is quick and easy. Simply contact our team, and we’ll guide you through the process, explaining the options available to you and tailoring the cover to meet your specific needs.

Contact us today to get a quote and strengthen your protection.