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Rental property insurance not only protects you against financial losses connected to letting a property. Rental property insurance provides cover for risks associated with a buy to let property such as injury or loss suffered by a tenant because of a fault within the building.
Your rental property insurance policy available from £139
Our basic rental property insurance policy, covering the essentials for your property.
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Through our unique understanding of the buy to let industry, we are able to provide comprehensive buildings and contents insurance, and offer a valuable insight into the best ways to protect your investment.
Our rental property insurance has been specifically designed to meet the needs and wants of landlords by offering two simple policies that give you peace of mind when insuring buy to let rental properties.
The two rental property insurance policies combine buildings and contents insurance and include loss of rent and liability cover for landlords, assuring effective cover for your investments. Find out more about the types of rental property insurance we cover below.
If you rent a property on a residential let tenancy agreement that you have full control over then you are a private landlord and need a landlord insurance policy.
If you are the owner of multiple properties who rents them on a residential let tenancy agreement and has full control over them you need a portfolio landlord insurance policy.
If you rent to multiple unrelated tenants or students in a single property, whether local authority licensed or not, you need a HMO landlord insurance policy.
If you manage your rental property from abroad if you are serving or living overseas and are not in the country for extended periods of time, then you need an expat landlord insurance policy.
If you rent the property you own on a commercial lease basis for example; shops, offices etc then you need a commercial landlord insurance policy.
Over the last 26 years, our rental property insurance offering has grown with our markets to offer a lifetime partnership to our customers.
The HFIS group also includes government authorised deposit protection scheme, mydeposits, the Property Redress Scheme, Client Money Protect and housing law specialist Landlord Action.